Terms and Conditions

Terms of Service

Welcome to Thalorensiva Financial Planning Services. These Terms and Conditions govern your use of our website and subscription services. Please read these terms carefully before using our services.

By accessing our website or subscribing to our services, you agree to be bound by these terms and all applicable laws and regulations.

Important Definitions

The following terms have specific meanings when used in these Terms and Conditions.

• Service: Our financial planning subscription service, website, and all related content and features
• User/You: Any individual who accesses our website or subscribes to our services
• Content: All information, materials, and resources provided through our service
• Account: Your subscription account with Thalorensiva Financial Planning Services

Use of Our Service

Your use of our service is subject to certain conditions and restrictions designed to protect all users and maintain service quality.

Eligibility Requirements

You must be at least 18 years old and capable of entering into legally binding agreements to use our services. By subscribing, you represent that you meet these requirements.

Account Responsibilities

• Provide accurate and complete information when creating your account
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account

Prohibited Uses

You agree not to use our service for any of the following purposes

• Violating any applicable laws or regulations
• Transmitting harmful, offensive, or inappropriate content
• Attempting to gain unauthorized access to our systems
• Interfering with other users' enjoyment of our services
• Using our service for commercial purposes without authorization

Intellectual Property Rights

All content and materials provided through our service are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

User-Generated Content

If you provide any content through our service, you agree to the following conditions

• You retain ownership of your content but grant us license to use it for service delivery
• Your content must not violate any laws or infringe on others' rights
• We reserve the right to remove inappropriate content at our discretion

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. Privacy Policy

Disclaimers and Warranties

Our service is provided for general informational and planning discussion purposes. We make no warranties about the accuracy, completeness, or suitability of our content for your specific circumstances.

Limitation of Liability

To the fullest extent permitted by law, Thalorensiva Financial Planning Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our service.

This includes, but is not limited to, damages for loss of profits, data, or other intangible losses

User Indemnification

You agree to indemnify and hold harmless Thalorensiva Financial Planning Services from any claims, damages, or expenses arising from your use of our service or violation of these terms.

Dispute Resolution

We are committed to resolving any concerns through established channels and alternative dispute resolution mechanisms.

Termination of Service

Either party may terminate the service relationship with appropriate notice. We reserve the right to suspend or terminate accounts that violate these terms.

Upon termination, your access to our service will cease, though certain provisions of these terms will survive

Governing Law

These Terms and Conditions are governed by the laws of Malaysia. Any legal proceedings must be brought in Malaysian courts.

Changes to These Terms

We may modify these Terms and Conditions at any time. Material changes will be communicated through our website or by email to subscribers.

Your continued use of our service after changes are posted constitutes acceptance of the modified terms

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Thalorensiva Financial Planning Services.

Contact Details

For questions about these Terms and Conditions, please contact us using the information provided in our contact section.